CREST Practitioner Security Analyst (CPSA) Practice

What should PCI Card Info Storage contain for card details?

1. Stored in plain text format

2. Stored only with CVV numbers

3. Stored in encrypted form

4. Stored on paper for security

The correct answer is: Stored in encrypted form

The requirement for storing PCI Card Information is guided by strict security standards to protect sensitive payment card data. Storing card details in encrypted form is essential as it significantly reduces the risk of unauthorized access and data breaches. Encrypted storage ensures that even if the data is compromised, it cannot be easily read or used without the decryption keys. Encryption transforms the original data into a secure format, making it possible only for authorized entities to access the sensitive information using the right credentials. Other methods of storage, such as plain text, would expose the data to significant risks, while storing CVV numbers is generally discouraged due to heightened sensitivity and the potential for misuse. Storing data on paper is also not compliant with modern data protection standards, as physical storage can be lost, stolen, or destroyed, posing further security challenges. Therefore, encrypted storage aligns with PCI DSS requirements, which prioritize protecting cardholder data by enforcing stringent security measures.